The football stadium Estádio Beira-Rio located in the Brazilian city of Porto Alegre has already experienced a great deal: all sorts of different concerts from Rolling Stones and Paul McCartney through Roger Waters to Elton John. The Football World Championship in 2014 with four group games and the game between Germany and Algeria in the round of 16. And last but not least, it is the home ground for the football club Internacional Porto Alegre, which finished the season as Brazilian Vice-Champion. Up to 50,842 spectators cheer their team on as soon as the referee blows the starting whistle. This capacity makes it the second biggest stadium in Southern Brazil. So far, the club has won four Brazilian championships and is two-time winner of the Copa Libertadores, the most important competition for club football in Latin America – comparable with the Champions League in Europe. In 2006, the team even succeeded in winning the FIFA Club World Cup. Meanwhile, HDI Global SE has established a special relationship with the stadium: Since last year, the company has been the liability insurer for the arena.

Photo: gsp Städtebau Berlin

172 Photo: gsp Städtebau Berlin

metres is the height reached by the Frankfurt Grand Tower as it soars upwards into the sky. Germany’s biggest high-rise residential building is located at the heart of the city, between the central business district, the Westend and the European Quarter. The 51 floors accommodate 413 owner-occupied apartments. In June, their owners were able to start moving in – after a construction period of four years. The occupants originate from some 30 countries, because the residential tower was promoted on the international real-estate market. Numerous amenities provide owners with a luxurious living environment. The tower’s dedicated concierge welcomes residents and visitors alike in the six-metre-high entrance lobby. A landscaped area with lounge zones and a herb garden have been created on the seventh floor. And the roof area offers a large sun terrace measuring 150 square metres with a view over the Frankfurt skyline. HDI Global SE insured the project as the lead insurer of a consortium that committed a sum insured of approximately 167 million euros. The risk engineers of HDI Risk Consulting GmbH offered advice on the construction right from the start. This enabled potential risks to be identified at an early stage so that loss and damage could be avoided from the outset.

The coronavirus pandemic has forced around 77 percent of small and mid-sized enterprises in Brazil to work from home offices. This is an estimate worked out by research and advisory company Gartner. For around one quarter of them, the new world of work could continue even after the crisis has come to an end – the projection by state economics organisation Instituto de Pesquisa Econômica Aplicada (Institute of Applied Economic Research). HDI Seguros has responded to this situation and rapidly opened up its existing home office coverage “HDI em casa” (Eng.: HDI at Home) for a series of sectors in which self-employed individuals have had to work at home during the coronavirus pandemic. Before the coronavirus came along, this insurance cover was intended only for professional groups like lawyers or graphic designers, who anyway frequently worked in a home office and wanted to insure their office equipment. However, HDI has recently been offering the policy for more than 40 vocations including hair stylists, electricians and tattooists, who insure important equipment for their jobs with HDI – very much within the meaning of the Talanx Purpose “Together we take care of the unexpected and foster entrepreneurship.”

At an elevation of 2,465 metres something is moving over the Nufenen Pass in the Swiss canton of Valais – namely four huge wind turbines with rotor diameters of up to 92 metres and hubs reaching an average height of 85 metres. Delivering an output of more than 9
megawatts, the Gries wind farm is not only the highest wind farm in Europe, it is also a flagship project for the energy revolution. The wind farm produces around 10 GWh of energy per year, covering the average annual consumption of some 2,850 Swiss households.

The wind farm, which was completed by the project developer SwissWinds in the years between 2011 and 2016, is now operated by Gries Wind AG. HDI Global SE provides insurance with the brokerage firm NW Assekuranzmakler against machinery breakdown and the financial consequences of a resulting business interruption. This is just one example of how the Talanx industrial insurer consistently enables and protects the most technically sophisticated projects for sustainable energy production from renewable sources such as wind, water or sun.

1.702 metres is the length of the Hochmoselbrücke (High Mosel Bridge) in the Rhineland Palatinate, one of the most prestigious infrastructure projects in Germany over recent years. The bridge connects the Hunsrück and the Eifel hilly regions and opens up a direct route between the Rhine-Main region around Frankfurt and the North Sea ports in the Netherlands and Belgium.

The bridge crosses the deep Mosel Valley at a maximum height of 160 metres. This makes it the second highest bridge in Germany. Up to its official opening at the end of November 2019, it was the biggest bridge-building project in Europe. HDI Global SE insured the construction as the lead insurer within a consortium. The construction phase took eight years and there were no claims whatsoever. Engineers at HDI Risk Consulting GmbH also acted as consultants during the construction work and paid regular on-site visits to the customer. This enabled possible risks and potential damage to be identified in advance and the necessary measures could be recommended for preventing damage. These were then put in place by the customer.

Prop plane Douglas CD-6B
Photo: Helge Kirchberger / Red Bull Contentpool

1958 Photo: Helge Kirchberger / Red Bull Contentpool

1958 is the year of manufacture for the Douglas DC-6B, an aircraft with a rich and varied history. At the time, the propeller machine was still flying in the service of the Yugoslavian state airline. State President Josip Broz Tito had it transformed into a luxury airliner for him and his guests. In 1975, the DC-6B was transferred to ownership of the Head of State in Zambia. When he lost interest in the DC-6B, a small Namibian aviation company purchased the machine for tourist charter flights.
Since the year 2000, the aircraft has been part of the “Flying Bulls”, the aircraft fleet of the Austrian drinks manufacturer Red Bull. The chief pilot had discovered in an aviation magazine that the DC-6B was up for sale and secured the purchase within a very short space of time. Red Bull put the machine through a comprehensive restoration in order to bring it up to the standard of the “Flying Bulls”. The aircraft was given a completely new interior, four new engines and modern onboard electronics.
Like all “Flying Bulls” aircraft, the flagship of the fleet is stationed in the Hangar 7 Aircraft Museum at Salzburg Airport. The Red Bull Group and HDI have been doing business together for many years now. Since 2018, HDI Global SE has been the sole insurer of the entire fleet.

3,000 degrees Celsius is the temperature in the combustion chamber of the rocket launcher after the liquid oxygen and hydrogen have been combined there and the engine has ignited. The subsequent explosion in the interior of the combustion chamber generally propels rockets several thousand kilometres into space. The German Aerospace Centre (DLR) controls the energy necessary for this on its rocket-launcher test rig located at Lampoldshausen in southern Germany. This is where the research centre tests the operational capability of engines for the Airbus Group. The facility is unique in Europe. The test stand succeeds in carrying out tests on the upper stage of the new Ariane 6 launcher under virtually real conditions. The European space programme will use the rocket to launch weather and communication satellites into space from the coming year. For many years, HDI Global SE has insured the rocket-engine test stands at the DLR in the Engineering Insurance Line.

Photo: picture alliance/AP/Invision

183,000 Photo: picture alliance/AP/Invision

183,000 fans attended concerts on the tour by Paul McCartney in Brazil in 2017. The 75-year-old musician and songwriter, who gained worldwide fame with the Beatles, gave four concerts in the football stadiums of Porto Alegre, São Paulo, Belo Horizonte and Salvador. This was the first time in three years that Brazilians had been able to experience Paul McCartney live. In fact, the concerts last year were the only concerts he held throughout South America. He played songs from throughout his life’s work with the “One on One” tour, including hits by the Beatles such as “Hey Jude”, “Yesterday” and “Let it be”. HDI Global Seguros S.A. in Brazil provided insurance cover for the tour.

15,000,000 euros is the value of the equipment that Cologne-based start-up Gearo insured through HDI Versicherung AG. The online platform developed by founders Max Heere and Paul Peeters gives the site’s users the opportunity to offer their own camera and filming equipment on the website or alternatively to hire it out for projects. The site offers single-lens reflex cameras, lenses, film equipment and even drones. The company is following the trend of sharing offers such as Airbnb in holiday apartments and car-sharing offers. Gearo is one of many start-ups to be insured by HDI since 2016. The insurance covers damage like scratches on displays or lenses, damage from splashing water and theft.

450,000 farmers in Peru insure their harvest against flooding, drought, hail or frost with Hannover Rück SE. This cover enables them and their families to secure a minimum income if disaster strikes. The demand for this type of insurance covering agricultural land and livestock is continuing to increase on the back of the burgeoning demand for food and the impacts of climate change. This is particularly the case in developing countries. In 2018, Hannover Re wrote premiums in the mid triple-digit millions for agricultural insurance. Around three quarters of this volume was written in developing countries and emerging economies in South America, Asia and Africa. Providing insurance protection for agricultural production is particularly relevant for development in poorer regions. Hannover Re therefore enters into cooperation with governments and international organisations with a view to expanding agricultural insurance.


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